Terms of Use
Last Updated: March 21, 2025
Welcome to Ravmira. By accessing or using our website at ravmira.live and our educational webinar services, you agree to be bound by these Terms of Use. Please read them carefully before using our platform.
1. Acceptance of Terms
By accessing, browsing, or using the Ravmira website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these terms, you must not use our services.
2. Description of Services
Ravmira provides an online educational platform offering webinars, live broadcasts, interactive learning sessions, and related educational content focused on supervised learning techniques for financial analysis and other educational topics. Our services include:
- Access to live and recorded webinar sessions
- Interactive communication tools for participant engagement
- Educational materials and resources
- Registration and enrollment services
- Community features and expert interaction opportunities
3. User Accounts and Registration
3.1 Account Creation
To access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
3.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.
3.3 Account Termination
We reserve the right to suspend or terminate your account at any time for violation of these Terms of Use or for any other reason we deem appropriate, with or without notice.
4. User Conduct and Responsibilities
When using our services, you agree to:
- Use the platform only for lawful purposes and in accordance with these Terms
- Not interfere with or disrupt the services or servers connected to the platform
- Not attempt to gain unauthorized access to any portion of the platform or any other systems or networks
- Not use the services to transmit any harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable content
- Not impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity
- Not collect or store personal data about other users without their express permission
- Respect the intellectual property rights of Ravmira and other users
5. Intellectual Property Rights
5.1 Our Content
All content on the Ravmira platform, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, webinar recordings, and educational materials, is the property of Ravmira or its content suppliers and is protected by intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services and content solely for your personal, non-commercial educational purposes. This license does not include the right to:
- Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained from our services
- Download or record webinars or educational content unless explicitly permitted
- Use automated systems or software to extract data from our platform
5.3 User-Generated Content
If you submit, post, or transmit any content through our platform, you grant Ravmira a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, and display such content in connection with our services.
6. Payment and Enrollment
6.1 Fees
Certain services and webinars may require payment of fees. All fees are stated in the applicable currency and must be paid in advance unless otherwise specified. Prices are subject to change at any time.
6.2 Refund Policy
Refund eligibility depends on the specific terms of each webinar or service. Unless otherwise stated, all sales are final. Refund requests must be submitted through our designated channels and will be reviewed on a case-by-case basis.
6.3 Payment Processing
Payments are processed through third-party payment processors. You agree to abide by the terms and conditions of such payment processors. We are not responsible for any errors or issues arising from third-party payment processing.
7. Webinar Participation
7.1 Attendance
Registered participants are expected to attend webinars at the scheduled times. We reserve the right to limit attendance or remove participants who violate these Terms or disrupt the webinar experience.
7.2 Technical Requirements
You are responsible for ensuring you have the necessary equipment, internet connection, and software to access our webinars. We are not liable for any inability to access services due to technical issues on your end.
7.3 Recording and Distribution
Unless explicitly authorized, you may not record, distribute, or share webinar content with third parties. Violation of this provision may result in immediate termination of your access and potential legal action.
8. Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. We collect, use, and protect your personal information as described in our Privacy Policy.
9. Disclaimers and Limitations of Liability
9.1 Service Availability
Our services are provided on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, timely, secure, or error-free. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.
9.2 Educational Content Disclaimer
The educational content provided through our platform is for informational and educational purposes only. It does not constitute professional financial, investment, legal, or other advice. You should consult with qualified professionals before making any decisions based on information obtained through our services.
9.3 Limitation of Liability
To the fullest extent permitted by law, Ravmira, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our services
- Any content obtained from our services
- Unauthorized access, use, or alteration of your transmissions or content
10. Indemnification
You agree to defend, indemnify, and hold harmless Ravmira and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms, or your violation of any rights of another party.
11. Third-Party Links and Services
Our platform may contain links to third-party websites or services that are not owned or controlled by Ravmira. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such third-party content or services.
12. Modifications to Terms
We reserve the right to modify these Terms of Use at any time. We will notify users of any material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after any such changes constitutes your acceptance of the new Terms of Use.
13. Termination
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms. Upon termination, your right to use our services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
14. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through good faith negotiations. If negotiations fail, disputes may be subject to binding arbitration or litigation as determined by applicable law.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.
16. Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices or agreements published by us on our platform, constitute the entire agreement between you and Ravmira regarding your use of our services and supersede all prior agreements and understandings.
17. Waiver
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
18. Contact Information
If you have any questions about these Terms of Use, please contact us:
Ravmira
8 Old Main Road Ashburton
Pietermaritzburg, 3213
South Africa
Phone: +27 68 149 8458
Email: [email protected]
WhatsApp: Chat with us
By using our services, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.